<h2><u>FINANCIAL INSTITUTION LOAN REVIEW</u></h2>
<strong>Fair Lending Reviews</strong>

TCC Consulting Services can assist in the discovery of uneven customer service or inconsistent lending practices that may be interpreted as discriminatory. Our service enables you to compare the treatment of loan applicants, identify differences, prevent and correct potentially discriminatory practices, and assure equal access to loans through the following services:
<ul>
 	<li>Fair lending risk assessments</li>
 	<li>Comparative file reviews</li>
 	<li>Transaction testing</li>
 	<li>Training</li>
 	<li>Policy and procedure reviews</li>
</ul>
<strong>Loan Reviews</strong>

We review criticized or classified loans, delinquencies, non-accruals, restructured transactions, new and renewed commitments and other borrower related credit exposures. We test the adequacy of the allowance for loan and lease losses as well as reviewing the organization's lending policies and procedures and overall lending process. Our review includes the credit files, internal loan reports, and testing the loan documentation for completeness and accuracy.